I would suggest looking at credit unions. They typically are better and charge less in fee's. I have a few loans through CU Members Mortgage. As I recall they will even lend as little as $50k.
How many properties do you have? Typically you need more liquid cash reserve after the fourth. I believe its 6 months of PITI reserves on each currently financed property. Some places will allow you to use 70% value of your 401k to show reserve. Most mortgage providers follow this Fannie Mae rule.
As well you might want to look towards a good mortgage broker. They can find the financing for you. If you are in the the 1-4 property range call Jeff Lancaster 214-244-0807. He might be able to help.
