I know this sounds harsh, but, with very little money and very little time, you'll get very little success in this or any other business. This should come as no surprise.
You're going to have to make some tough decisions and a "refuse to lose" commitment to carve out time and/or money, or you won't make it. It won't be easy, but nothing good ever is, right?
In order to still be able to spend time with your family and promote the beginning of a multi-generational entrepreneurial tradition, you might consider involving your entire family in the business. My wife has been absolutely crucial to our success over the years, and other family members have certainly contributed as well. If you'd like to hear more about how we got started and built our business, please feel free to give me a call.
Keep coming to the meetings and learning about birddogging, wholesaling, etc., and then decide if it's the right business for you. Good luck!